Capital City Home Loans is proud to have a team of dedicated professionals like Luis Varela, a bilingual Mortgage Consultant fluent in English and Spanish. With a background in both health and finance, Luis brings a unique perspective to mortgage lending, combining analytical expertise with genuine care for his clients. His experience as a former investor gives him firsthand understanding of the challenges and opportunities borrowers face, allowing him to guide clients through the lending process with confidence and clarity.

Luis is committed to making homeownership attainable for everyone by providing clear communication, personalized solutions, and steady support from start to finish. He takes the time to understand each client’s financial goals and ensures they feel informed every step of the way. When he’s not helping clients achieve their homeownership dreams, Luis enjoys the great outdoors whether biking trails, playing golf, or exploring scenic state parks with his family.